Course curriculum

  1. 01

    • WELCOME TO THE COURSE: START HERE!
  2. 02

    • Property and Casualty Adjuster Resource Guide.pdf
  3. 03

    • Property and Casualty Adjuster Resource Guide

    • Agreement Form

    • Certificate Of Completion

    • SELFIE VERIFICATION ADJUSTER READY

    • SELFIE VERIFICATION ADJUSTER READY

    • Begin Your Course!
  4. 04

    • Table Of Contents
  5. 05

    • CHAPTER ONE- INTRODUCTION

    • Casualty or Liability Insurance

    • CHAPTER ONE- TYPES OF PROPERTY AND CASUALTY INSURANCE

    • Personal Lines Insurance

    • Commercial Lines Insurance

    • The Insurance Contract and Parties to the Contract

    • Types of Insurance Companies

    • Law of Agency

    • Key Points Summary

    • Chapter 1 Study Questions
  6. 06

    • INTRODUCTION

    • Staff and Independent Adjusters

    • DUTIES AND RESPONSIBILITIES OF ALL ADJUSTERS

    • CLAIMS INVESTIGATION

    • ADJUSTING LOSSES IN GENERAL

    • Key Points Summary

    • ADJUSTING PROPERTY LOSSES

    • CLAIMS SETTLEMENT OPTION

    • ADJUSTING LOSSES - LIABILITY LOSSES

    • ADJUSTING LOSSES - COVERAGE PROBLEMS

    • Key Points Summary

    • ADJUSTING LOSSES - CLAIMS ADJUSTMENT PROCEDURES

    • ADJUSTING LOSSES - SUBROGATION

    • ADJUSTING LOSSES -ALTERNATIVE DISPUTE RESOLUTION (ADR)

    • Key Point Summary

    • Chapter 2 Quiz Questions
  7. 07

    • Department of Insurance

    • Types of Adjusters

    • Subchapter B: Unfair Methods of Competition and Unfair or Deceptive Acts or Practices Defined

    • Prohibited Conduct

    • Due Process

    • Miscellaneous Issues
  8. 08

    • Introduction to Contract Law

    • Characteristics of an Insurance Contract

    • Legal Interpretations Affecting Contracts

    • Key Points Summary

    • Chapter 4 Study Questions
  9. 09

    • Introduction to Property Insurance

    • Standard Provisions

    • What Do You Want to Insure?

    • On What Basis Do You Get Paid?

    • Common Property Contract Definitions, Provisions, and Conditions

    • Key Point Summary

    • Chapter 5 Study Questions
  10. 10

    • Introduction to Liability Insurance

    • Negligence

    • Causes of Action for Negligence

    • Mitigating Factors in Awarding Damages

    • Vicarious, Strict, and Absolute Liability

    • Key Point Summary

    • Chapter 6 Study Questions
  11. 11

    • Introduction to Dwelling Policies

    • Form Designations

    • Comparison of Peril Power for Dwelling Property Forms

    • Key Points Summary

    • Chapter 7 Study Questions
  12. 12

    • Introduction to Homeowners Policies

    • Types of Homeowners Policies

    • What Is Insured? - Section I Coverages

    • Homeowners Basic Form Perils

    • Selected Endorsements

    • Key Points Summary

    • Chapter 8 Study Questions
  13. 13

    • Introduction to the Personal Auto Policy

    • Structure of the Auto Policy

    • DEFINITIONS

    • Policy-Wide Exclusions

    • SELECTED AUTO ENDORSEMENTS

    • Key Points Summary

    • Chapter 9 Study Questions
  14. 14

    • Introduction to Farm (Ranch) Coverage

    • Farm Buildings and Structures

    • Selected Forms and Endorsements

    • Key Points Summary

    • Chapter 10 Quiz Questions
  15. 15

    • Introduction to Commercial Lines

    • Commercial Package Policy Structure

    • CPP Key Points Summary

    • Businessowners Policy (BOP)

    • BOP PROPERTY COVERAGES

    • Chapter 11 Quiz Questions
  16. 16

    • Introduction to Commercial Auto Insurance

    • Types of Commercial Auto Coverage

    • Business Auto Coverage Form

    • Truckers Coverage Form

    • Motor Carrier Coverage Form

    • Schedule of Limits for Public Liability under the MCS 90 Endorsement

    • Garage Coverage Form

    • Section IV - Physical Damage

    • Key Points Summary

    • Chapter 12 Quiz Question
  17. 17

    • Introduction to Commercial Property Insurance

    • Commercial Property Declarations Page

    • What the Commercial Property Policy Covers

    • Personal Property of Others

    • Building and Business Personal Property Coverage Limits

    • Other Commercial Property Coverage Forms

    • Additional Endorsements

    • Key Points Summary

    • Chapter 13 Quiz Question
  18. 18

    • Introduction to Commercial General Liability

    • CGL Policy Coverages

    • The CGL Coverage Form

    • Other Elements of a CGL Policy

    • Occurrence vs. Claims - Made Policies

    • Key points

    • Other Commercial Liability Policies

    • Selected Endorsements

    • Key Points

    • Chapter 14 Quiz Question
  19. 19

    • Workers Compensation & Employers Liability

    • Elective States

    • Coverage Sources

    • Federal Workers Comp Laws

    • Key Points Summary

    • Chapter 15 Study Questions
  20. 20

    • Introduction to Commercial Crime Insurance

    • Building a Crime Insurance Vocabulary

    • Loss Sustained and Discovery Crime Forms

    • Insuring Agreements - Commercial Crime Coverage Form

    • Selected Endorsements

    • Key Points Summary

    • Chapter 16 Quiz Question
  21. 21

    • Introduction

    • Modern Commercial Inland Marine Policies

    • The Nationwide Marine Definition of 1976

    • Commercial Inland Marine Conditions Form

    • Commercial Inland Marine Coverage Form Floaters and Endorsements

    • Key Points Summary

    • Chapter 17 Quiz Questions
  22. 22

    • Introduction

    • Overview of Equipment Breakdown Coverage

    • Selected Endorsements

    • Key Points Summary

    • Chapter 18 Quiz Questions
  23. 23

    • Surety Bonds Introduction

    • Fundamental Concepts of Surety

    • Small Business Administration (SBA) Surety Bond

    • Public Official and Judicial Bonds

    • Key Points Summary

    • Chapter 19 Quiz Questions
  24. 24

    • Introduction to Fidelity Bonds

    • Insuring Agreements

    • Uses for Fidelity Bonds

    • Financial Institution Bonds

    • More on Financial Institution Bonds

    • Key Points Summary

    • Chapter 20 Quiz Questions
  25. 25

    • Introduction to Ocean Marine Policies

    • Categories of Ocean Marine Policies

    • American Institute Hull Clauses (AIHC)

    • Additional Perils-The lnchmaree Clause

    • Additional Clauses and Provisions

    • Other Hull Coverages

    • American Institute Coastwise and Inland

    • Key Points Summary

    • Chapter 21 Quiz Questions
  26. 26

    • Introduction to Ocean Marine Cargo Coverages

    • Types of Cargo Losses

    • American Institute of Marine Underwriters (AIMU)

    • Amounts Recoverable Clauses

    • Key Points Summary

    • Chapter 22 Quiz Questions
  27. 27

    • Introduction to Aviation Insurance

    • Aviation Market Categories

    • Liability Insurance

    • Warranties in Aviation Insurance

    • Key Points Summary

    • Chapter 23 Quiz Questions
  28. 28

    • National Flood Insurance Program (NFIP)

    • Electronic Data Processing (EDP Policy)

    • Surplus Lines Insurance

    • Commercial Insurance - Assigned Risk Pool

    • Key Points Summary

    • Chapter 24 Quiz Questions
  29. 29

    • Introduction

    • Insuring Agreements

    • Conditions Regarding Claims

    • Key Points Summary

    • Chapter 25 Quiz Questions
  30. 30

    • Ten Tips for Taking Tests
  31. 31

    • Final Exam
  32. 32

    • Practice Questions
  33. 33

    • Final Exam Questions
  34. 34

    • Certificate Of Completion
  35. 35

    • Congratulations!

    • Congratulations!
  36. 36

    • Property and Casualty Adjuster Resource Guide