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Adjuster Ready Pre-licensing training course
Table Of Contents
Chapter 1: Building a Property and Casualty Vocabulary
Casual and Liability Insurance
The Insurance Contract and Parties to the Contract
Insurance Company
Loss
The Insurance Contract and Parties to the Contract
Chapter 1 Quiz Question
Introduction
Staff And Independent Adjusters
Duties And Responsibilities Of All Adjusters
Key Points Summary
Abandonment
Methods of Calculating Depreciation
ADJUSTING LOSSES LIABILITY LOSSES
CHAPTER TWO (REVIEW)
Chapter 2 Quiz Questions
Introduction
Licensing of Independent Insurance Adjusters (Section 27-9A-6)
Alabama Auto Insurance Law
Standards for Prompt, Fair, and Equitable Settlements Applicable to Automobile Insurance.
Alabama Windstorm Damage Mitigation
Chapter 3 Key Points Summary
Chapter 3 Quiz Questions
Introduction to Contract Law
Binder
Characteristics of an Insurance Contract
Statements on the Application
Chapter 4 Key Points Summary
Chapter 4 Quiz Questions
Introduction to Property Insurance
Policy Structure
FREE PREVIEWCost Containment Mechanisms of Property contracts
Other Insurance
Chapter 5 Key Points Summary
Chapter 5 Quiz Questions
Introduction to Liability Insurance
Liability vs. Tort Law
Negligence Definition
Chapter 6 Key Points Summary
Chapter 6 Quiz Questions
Introduction to Dwelling Policies
Differences between Dwelling and Homeowners Policies
Basic Cause of Loss Form (DP-1), (DP-2) ...
Coverage A, B, C, D AND E
Other Property Losses Covered
Chapter 7: Key Points Summary
Chapter 7 Quiz Questions
Introduction to Homeowners Policies
Types of Homeowners Policies, Structure of Homeowners Policies
All Risk
Loss Payment Options
Selected Endorsements
Other Endorsements
Chapter 8: Key Points Summary
Chapter 8 Quiz Questions
Introduction to the Personal Auto Policy
AUTO POLICY FRAMEWORK (Declarations page)
DEFINITIONS
SELECTED AUTO ENDORSEMENTS
Chapter 9: Key Points Summary
Chapter 9 Quiz Questions
Introduction to Farm (Ranch) Coverage
Exclusions
Farm Property Causes of Loss Form
Additional Coverages Applicable to Coverages A, B, C, and D
Additional Coverage Pollution Clean-up and Removal
Farm Liability Coverage Form
Crop Hail
Crop-Revenue Insurance
Policy
Chapter 10: Key Points Summary
Chapter 10 Quiz Questions
Introduction to Commercial Lines
CP Key Points Summary
Businessowners Policy (BOP)
Property Not Covered
OPTIONAL COVERAGES
BOP LIABILITY COVERAGE
Chapter 11: BOP Key Points Summary
Chapter 11 Quiz Questions
Introduction to Commercial Auto Insurance
Policy Structure
Coverage Extensions
Commercial Auto Policy Conditions
Chapter 12: Key Points Summary
Chapter 12 Quiz Questions
Introduction to Commercial Property Insurance
What the Commercial Property Policy Covers
Business Personal Property
Other Commercial Property Coverage Forms
Loss of Use
Key Points Summary
Chapter 13 Quiz Questions
Introduction to Commercial General Liability
Liability
Legal Defense Initiatives
Other Insurance
Key Points
Malpractice Policies and Errors and Omission Policies
Employment Practices Liability Insurance
Definitions
Key Points
Chapter 14 Quiz Questions
The starting point for any discussion of Workers Compensation is to understand three basic rules
Exempt Occupations
Levels of Disability
Policy Framework
Chapter 15: Key Points Summary
Chapter 15 Quiz Questions
Building a Crime Insurance Vocabulary
Occurrence
Discovery Form
Chapter 16: Key Points Summary
Chapter 16 Quiz Questions
Introduction
Reinstatement of Limit after Loss Condition
Installation Floater
Motor Truck Cargo - Shippers Form
Key Points Summary
Chapter 17 Quiz Questions
Introduction
Property Damage Coverage
Key Points Summary
Chapter 18 Quiz Questions
Surety Bonds Introduction
Fundamental Concepts of Surety
Small Business Administration (SBA)
Miscellaneous Surety Bonds
Chapter 19: Key Points Summary
Chapter 19 Quiz Questions
Introduction to Fidelity Bonds
Uses for Fidelity Bonds
Pension Plans and ERISA Compliance
Key Points Summary
Chapter 20 Quiz Questions
Chapter 21
The Insurance Contract and Parties to the Contract
Introduction to Ocean Marine Policies
Protection and Indemnity coverage
Additional Perils- The Inch Maree Clause
War, Strikes, and Related Exclusions
Insuring Agreements
Key Points Summary
Chapter 21 Quiz Questions
Introduction to Ocean Marine Cargo Coverage
Types of Cargo Losses
Amounts Recoverable Clauses
Key Points Summary
Chapter 22 Quiz Questions
Introduction to Aviation Insurance
Aviation Market Categories
Admitted Liability Voluntary Settlement Coverage
Warranties in Aviation Insurance
Key Points Summary
Chapter 23 Quiz Questions
National Flood Insurance Program (NFIP)
Qualified Participants in National Flood Insurance Program
EDP Difference in Conditions
Risks Typically Insured
Chapter 24: Key Points Summary
Chapter 24 Quiz Questions
Introduction
Insuring Agreements
Detention of Vessel Exclusion
Cancellation
Chapter 25: Key Points Summary
Chapter 25 Quiz Questions
Practice STATE EXAM
END OF COURSE: CONGRATULATIONS!
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